Living or investing in Greece? We can help you compare hospital insurance options for eligible Golden Visa holders and EU, EEA and Swiss citizens resident in Greece. Some policies include a special condition restricting hospitalisation cover to Greece. We will explain the geographic limit, eligibility and documents before you choose a policy.
Tell us what you need and we will compare the available options.
Eligible Golden Visa holders and EU, EEA or Swiss citizens living in Greece can compare private hospital policies. Some offers apply a special condition covering hospitalisation only within Greece. Eligibility, medical underwriting, deductibles, waiting periods and available documents depend on the insurer and the final policy. Check the geographic limit carefully before accepting an offer, especially if you spend time abroad.
Benefits vary by policy. The final coverage is defined by the written terms.
Hospital room, surgery, doctors’ fees, medicines and materials may be covered within the selected policy’s limits and terms, for eligible treatment in Greece.
Compare deductible options and the amount you would pay yourself before the insurer contributes, as defined by the policy.
Emergency hospital treatment may be covered, subject to the policy’s notification requirements, limits and exclusions.
Diagnostic tests and doctor visits may be available as an additional benefit, depending on the selected plan.
Golden Visa residence-permit holders and citizens of the EU, EEA or Switzerland who live in Greece may be able to apply. Eligibility is determined by each insurer, not by residence status alone. We check the application requirements and the exact offer before making a recommendation.
A Greece-only condition limits the relevant hospital cover to eligible treatment within Greek territory. It does not make treatment in your country of origin or during a trip abroad automatically eligible. Read the special clause and the rest of the policy together: limits, waiting periods, exclusions and hospital-network rules still apply.
After you provide your circumstances and complete the health application, the insurer evaluates the risk and may request additional information. Review any pre-contractual documents and the written geographic condition before accepting the offer. Cover begins only under the issued policy’s effective-date and waiting-period rules.
Your expected place of treatment matters more than the headline premium. If you regularly divide your time between countries or would prefer hospital treatment outside Greece, compare a policy with a suitable geographic scope. An international plan is a different product with different limits and pricing; neither option is automatically right for everyone.
Greece-only hospital policy: Greece, subject to policy terms
International health policy: Selected countries or regions, subject to policy terms
Greece-only hospital policy: Depends on the individual offer
International health policy: Depends on the individual offer and geographic scope
Greece-only hospital policy: You expect hospital treatment in Greece
International health policy: You need potential treatment in more than one country
Greece-only hospital policy: Check the available English documents and final wording
International health policy: Check the language and final wording of each offer
| Greece-only hospital policy | International health policy | |
|---|---|---|
| Where hospitalisation may be covered | Greece, subject to policy terms | Selected countries or regions, subject to policy terms |
| Premium | Depends on the individual offer | Depends on the individual offer and geographic scope |
| Useful to consider when | You expect hospital treatment in Greece | You need potential treatment in more than one country |
| Documents and language | Check the available English documents and final wording | Check the language and final wording of each offer |
Premiums can vary by age band and by the number of people insured.
The amount you contribute to eligible costs affects the premium and your out-of-pocket exposure.
Room category and the hospital network may affect price and coverage.
Greece-only and international cover have different terms and may be priced differently; compare actual written offers.
Adding consultations or diagnostics can change the overall premium.
Underwriting may result in exclusions, special terms or an adjusted premium.
There is no single published premium for every applicant. Ask for a written offer showing the deductible, limits, exclusions and geographic condition.
Exclusions vary by policy and are set out in the general and special terms.
A Greece-only special condition does not cover hospitalisation abroad under that policy.
Conditions may be excluded or subject to specific written terms following underwriting.
Some benefits may not begin immediately. Check the exact waiting periods in the offer.
Outpatient or other additional services are not automatically included in hospital-only cover.
Confirm that the proposed admission is within Greece and review network, limits and any pre-authorisation requirement.
For a planned admission, request guidance in advance. In an emergency, follow the notification procedure in the policy.
Retain admission records, invoices and medical documentation required for a claim, and ask about direct billing where available.
We explain exactly where hospital treatment is covered and whether you also need protection for time spent abroad.
Where English pre-contractual documents are available, we help you review them together with the special conditions and the final policy wording.
We help you prepare the application and understand any further information requested during underwriting.
If you require treatment abroad, we can discuss international options and their different terms and premiums.
Tell us where you live, who needs cover and where you expect treatment.
Review geographic limits, deductibles and exclusions in the available offers.
Complete the application and read any special conditions before accepting.
We help you navigate the insurer’s claim and renewal process.
Last updated: 04/10/2026
Do not assume hospital treatment in another country is covered.
A hospital policy may not meet a separate residence-permit documentation requirement.
Accurately disclose requested medical history to avoid disputes about eligibility or claims.
If you travel often, consider separate travel or international cover rather than assuming this policy follows you.
Compare deductibles, networks, limits, exclusions and written terms as well as cost.
An investor residence permit; holding one does not by itself guarantee acceptance for insurance.
A written policy condition that changes or limits standard terms, such as the geographic scope of hospital cover.
Information supplied before you accept an offer to help you assess cover, limits and exclusions.
The insurer’s assessment of an application and any resulting terms.
The portion of eligible costs that you pay yourself under the policy’s rules.